De-Risk the Unpredictable. Underwrite the Unstoppable.
Mitigate high-cost claims scenarios — before claims hit your loss ratio.
You have leverage — use it.
HealthRate gives you the power to access top-tier care at the best possible price.
Don’t just pay the bill. Take control. Pay smarter.
High-cost claims are inevitable. Overpaying for them isn’t.

How HealthRate Benefits You
Pay the Lowest Rates — Every Time
Pay Smarter. Care Better.
Predict financial exposure across transplant and gene therapy networks.
Compare Centers of Excellence
Know outcome scores and economic benefits side by side.
Control Loss Ratio Spikes
Price stop-loss policies with confidence.