De-Risk the Unpredictable. Underwrite the Unstoppable.

Mitigate high-cost claims scenarios — before claims hit your loss ratio.

You have leverage — use it. 

HealthRate gives you the power to access top-tier care at the best possible price.

Don’t just pay the bill. Take control. Pay smarter.

High-cost claims are inevitable. Overpaying for them isn’t.

How HealthRate Benefits You

Pay the Lowest Rates — Every Time

Pay Smarter. Care Better.

Predict financial exposure across transplant and gene therapy networks.

Compare Centers of Excellence

Know outcome scores and economic benefits side by side.

Control Loss Ratio Spikes

Price stop-loss policies with confidence.

Run a focused pilot on your top-risk cohorts and gain immediate insight into pricing variation, network efficiency, and financial exposure.

"With HealthRate, we go to market offering unmatched network access and precision underwriting. Their real-time case analysis consistently drives six-figure savings per event — setting Magellan apart in the industry."

Kevin B. Principal, Magellan Risk Management