Unlock Hidden Savings on
High-Cost Medical Cases

HealthRate helps health plans pinpoint the lowest-cost, highest-quality rates for organ transplants, gene and cell therapy, and other catastrophic claims.

Health plans often rely on existing national networks for major procedures — but those rates may be based on outdated or opaque contracts.

In high-dollar cases like solid organ or bone marrow transplants, this can translate into
six- or seven-figure cost variance between hospitals, even within your contracted network.

Network rates don't guarantee savings.

Purpose-Built for Payers

Pay the Lowest Rates — Every Time

Real-Time Price Discovery

Get a clear, apples-to-apples comparison of TCOC for complex procedures — across national, regional, or specialty transplant centers.

Independent of Provider Incentives

We don’t steer members based on network ownership or provider affiliations. Our only goal is cost-effective, high-quality care.

Fiduciary Support

Document your process to meet ERISA fiduciary and regulatory expectations around prudent decision-making and cost containment.

Ready to Optimize High-Cost Claims?
Schedule a short intro to see how HealthRate fits into your medical management and financial strategy.

"With HealthRate, we go to market offering unmatched network access and precision underwriting. Their real-time case analysis consistently drives six-figure savings per event — setting Magellan apart in the industry."

Kevin B. Principal, Magellan Risk Management